help families meet their major financial milestones with confidence and
certainty" -- Gary Sipos
College Cash Solutions
specializes in minimizing your out-of-pocket college expenses while
maximizing your child's college experience.
We are financial planners,
licensed counselors, and experienced college negotiators who help
families find the best college fit for your student, comfortably pay for
the college of your choice while keeping your current lifestyle and
retirement savings intact.
We work with families in four ways:
1) Completion of the FAFSA and FAP forms required to receive financial aid
2) Analysis and recommendations regarding student and parent assets and income to lower the Expected Family Contribution (EFC) to its lowest possible level
3) Design a tax-favored, budget-minded way to pay for the remaining EFC
4) Effective tools to choose career paths, college majors, and the best college for each student based on up to dozens of criteria
College Cash Solutions conducts several seminars every month on the topic "The
Little Known Secrets of College Funding." Click Here if you wish to attend a seminar or for a personal consultation.
We have helped many others achieve the dream of college, including those who thought it was only a dream. We can put that dream of college firmly in your hand.
About Gary Sipos, MBA,
Gary Sipos, the author of "College Cash Solutions,
How to Pay for College Without Going Broke"
Cash Solutions to help families pay for college while saving their
retirement plans and minimizing the impact of their current lifestyle. Gary holds
a series 65 investment
adviser representative certificate as administered from the Financial
Industry Regulatory Authority (FINRA), has earned the Accredited
Investment Fiduciary® (or AIF®) professional designation awarded by the
Center for Fiduciary Studies associated with the University of
Pittsburg. Gary also earned his California insurance license #
0G63835 and he is a proud member of the National Association of College
Gary graduated from Loyola
Marymount University with a B.S. in Electrical Engineering and a minor
in Computer Science. He earned an M.B.A. from St. Mary’s College and a
certificate in Manufacturing and Production Operations from Stanford
University and was a candidate in the Masters of Science in Electrical
Engineering program at Stanford University. In the past, Gary has
designed helicopters, was a section manager at a Fortune 500 firm with
an R&D and manufacturing operation groups reporting to him, founded
Silicon Valley Start-Ups that have been through successful M&A's and
IPO's, and now enjoys helping families afford college without those
college costs breaking
their bank accounts.
Gary and his wife, Dr. Lisa
Harpenau, live in San Francisco, CA., with their two standard poodles,
Kobe and Arthur. Gary lists Biblical research, chess, 1959 Corvette
restoration, volunteering through the Kiwanis organization, and an
inordinate amount of dog walking as a few of his favorite activities.
Gary's self-confessed claims to fame are he once played two-on-two beach
volleyball with Karch Kiraly and once had his econ paper reviewed by
Milton Freedman. Both events made his day!